Mission Home Loans is based right here in Isanti at 104 Main St W. Work face-to-face with Tony Zerwas for VA, FHA, conventional, and refinance loans — with the strength of dozens of lenders and the service of a neighbor.
Mission Home Loans · 104 Main St W, Ste 7, Isanti, MN 55040 · 651-246-7672 · Tony Zerwas, NMLS #2402427
Buying or refinancing in Isanti County shouldn't mean a call center three states away. As a local, independent broker with an office on Main Street, Tony knows the area and the people in it — and you'll work directly with him from your first question to closing day.
Because Mission Home Loans is a broker rather than a single bank, Tony compares dozens of wholesale lenders to match you with the loan that actually fits your situation — the right structure and guidance for your goals, not a one-size-fits-all bank program.
$0 down and no monthly PMI for veterans and service members in Isanti and the surrounding area. VA loan details →
As little as 3.5% down with flexible credit — a popular path for first-time Isanti buyers. FHA details →
Strong rates for buyers with solid credit — primary homes, cabins, and investment properties. Conventional details →
Lower your rate, shorten your term, or tap equity in your Isanti-area home. Refinance details →
A lot of Isanti County homes run on a private well and septic, and plenty come with a few acres or a hobby farm. Those details scare off some of the big online lenders — but they're routine for me. I know the local inspectors and exactly what the VA and other programs want to see, so we line up the water test and septic sign-off early instead of letting them surprise us a week before closing.
I bring that same hands-on attention to every veteran buying here. As the #1 individual VA loan officer in Minnesota for 2024 (RETR data), I've walked a lot of local buyers through their VA benefit — first homes in town and places out on the county roads alike.
"Tony was so responsive and always made the time to answer our questions. He knew the VA loan process so well and made it easier to understand. He was so friendly!"
Rachel P.
Verified review · Experience.com
Beyond Isanti, Tony helps buyers and homeowners in Cambridge, Braham, North Branch, Forest Lake, Princeton, Elk River, and communities across Minnesota — plus Florida and Wisconsin. Local when you want it, online when you need it.
Stop in, call, or apply online in about ten minutes. No pressure — just straight answers from someone local.